In one of his sermons, Bruce Thielemann, pastor of First Presbyterian Church in Pittsburgh, Pennsylvania, quoted a champion surfer who had spent years mastering his sport: “There is a need in all of us for controlled danger, for an activity that puts us on the edge of life.” “Living on the edge of life” is one way to define risk. Risk taking occurs when we put our reputation, beliefs, financial security, personal well-being, or even our lives on the line. We may do